Lead Generation

Trucking & Commercial Insurance Leads, Direct from FMCSA Data

Exclusive motor carrier prospects built from live FMCSA records. Filter by underwriting profile, time outreach to insurance expirations, and own every contact. No shared leads, no demo gate.

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What is on this page:

Every trucking insurance agent buys leads the same way at some point: a shared form-fill from a big aggregator, resold to seven other agents, with a phone number and almost no context. You call, the carrier has already heard from five competitors, and you are quoting blind because you do not know what they drive or when their policy renews.

There is a better source. The FMCSA publishes a live record of every motor carrier in the country, and PollyAI turns that record into exclusive, filterable trucking and commercial insurance leads. This page explains what those leads are, how they differ from what the lead vendors sell, and how PollyAI turns federal data into outreach you control.

What are trucking insurance leads?

Definition

A trucking insurance lead is a motor carrier prospect that an agent can realistically quote and bind. The best leads are built from live FMCSA carrier data, so each one carries the carrier's USDOT and MC numbers, authority status, fleet size, equipment, safety history, insurance expiration date, and contact details.

The difference between a usable lead and a dead one is context and freshness. A name and a number is a cold call. A carrier whose authority went active last week, whose policy expires in 45 days, and whose equipment you can already see, is a quote waiting to happen.

Trucking vs commercial vs commercial-auto insurance leads

These terms overlap, and buyers use them interchangeably, but they describe slightly different pools:

PollyAI concentrates on the FMCSA-registered motor carrier pool, because that is where public federal data makes a lead measurably sharper than anything a generic commercial-lines vendor can sell. You are not guessing at fit. You are filtering the federal record.

Why FMCSA-sourced leads beat bought lists

A newly granted motor carrier authority needs insurance on day one. By day seven, most of that decision is made. By day thirty you are not selling against need, you are selling against another agent's quote. The agent who reaches a carrier first usually writes the policy.

Shared and static leads work against that clock. A shared form-fill is sold to multiple agents at once, so speed-to-lead is a coin flip. A static list goes stale the moment it is exported: authorities flip active, carriers add power units, policies expire, a driver picks up an out-of-service violation. Every one of those changes is a buying signal, and a bought list misses all of them.

Live FMCSA data works differently. Every search reflects the current federal record, filtered to your exact criteria, and new authorities appear within hours of being granted. That is what lets an agent run the same morning routine every day and reach carriers before the competition has finished their coffee.

What is in every lead

A lead is only as good as the data attached to it. Every trucking insurance lead in PollyAI includes:

Authority status and operating profile

USDOT and MC numbers, active or inactive status, power unit and driver counts, cargo types, and authorized operating states. Filter your prospect list to the exact carriers you want to write.

Insurance expiration dates

Time your outreach to when the carrier is actually shopping. Pull every authority with a policy expiring in the next 30, 60, or 90 days and put them at the top of your pipeline.

VIN-decoded equipment data

17-character VINs from roadside inspections decoded into Year, Make, and Model. Know what the carrier actually runs before you quote, not after.

Out-of-service and safety history

Two years of OOS violations, filterable at the driver and vehicle level. Find the clean fleets you want to write and screen out the risk that hurts your loss ratio before you ever quote.

Contact information

Phone numbers and email addresses from FMCSA filings, with the option to enrich and verify before outreach. Reach a verified person, not a disconnected line.

The lead workflow inside PollyAI

The platform is built around what trucking insurance agents already do every morning. PollyAI calls it the 15-Minute Morning: source, filter, campaign, pipeline. The same loop, every day, before 8:15 AM.

The data, the outreach, and the tracking live in one workflow. You stop bouncing between FMCSA SAFER, an export, a generic inbox, and a separate system. For the long-form version, read How to Prospect New Trucking Authorities and Speed to Lead for Insurance Agents.

PollyAI vs shared-lead vendors vs static lists

Three ways agents buy insurance leads. Here is how they compare on what actually matters.

Capability Shared-lead vendors Static list brokers PollyAI
Exclusive to you (not resold) No No Yes
Live FMCSA data No No Yes
Filter by underwriting profile No Limited Yes
Insurance expiration timing No No Yes
VIN-decoded equipment + OOS history No No Yes
Outreach from your own domain No No Yes, from your domain
Pipeline tracking included No No Yes
Transparent pricing Per lead Per record On the pricing page

If you are specifically replacing a carrier-lookup or vetting tool, the dedicated comparisons go deeper: Carrier411 alternative and CarrierOk alternative. If you want the raw new-authority feed, see DOT leads, direct from the FMCSA.

Pricing

PollyAI is one of the few FMCSA-native platforms with prices on the public site. The base platform is $39 per month. State bundles are $40 per month each and include full FMCSA census data for that state: every active authority, contact details, VIN data, insurance expiration dates, and roadside activity. There is no per-lead charge and no demo gate.

Pick the states you write business in. A Texas-and-Oklahoma agent pays for Texas and Oklahoma; a national operation runs the enterprise tier. The full pricing page has the current numbers and the comparison between tiers.

Frequently asked questions

What are trucking insurance leads?

Motor carrier prospects an agent can quote and bind. The strongest leads come from live FMCSA data, so each one includes authority status, fleet size, equipment, safety history, insurance expiration, and contacts, which lets you target carriers that fit your underwriting profile instead of dialing a resold list.

What is the difference between trucking, commercial, and commercial auto insurance leads?

They overlap. Trucking leads are FMCSA motor carriers needing trucking coverage. Commercial auto leads are any business operating vehicles, trucking included. Commercial insurance leads is the broadest term. PollyAI focuses on the FMCSA motor carrier slice, where live federal data sharpens the lead.

Are these exclusive or shared leads?

Exclusive. PollyAI is not a shared-lead marketplace. You filter the live FMCSA database yourself, and the carriers you find are yours to contact. No eight-agent bidding war over the same form fill.

Where do the leads come from?

Directly from FMCSA census and roadside activity feeds. Every search reflects the current federal record, including newly active authorities, equipment, OOS history, insurance expiration dates, and contacts.

How much do trucking insurance leads cost?

Transparent state-bundle pricing: $39 per month for the platform, $40 per month per state, unlimited pulls within your states. No per-lead charge, no demo gate. See the pricing page.

How is this different from a lead-generation company?

Lead-gen aggregators sell shared form-fills resold to several agents with no underwriting context. PollyAI gives you exclusive access to the live FMCSA database, so you choose the carriers, see their profile before you call, and own the relationship.

Start working exclusive trucking insurance leads today.

$39 per month for the platform. $40 per state bundle. No shared leads, no demo gate, transparent on the pricing page.

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Related: DOT Leads · Carrier411 Alternative · CarrierOk Alternative

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